Financial Inclusion
36 states ranked by financial inclusion metrics.
| # | State / UT | Score | Tier |
|---|---|---|---|
| 1 | Chandigarh(UT) | 74.5 | Contender |
| 2 | Goa | 61.0 | Contender |
| 3 | Chhattisgarh | 60.6 | Contender |
| 4 | Delhi(UT) | 55.6 | Rising |
| 5 | Dadra & Nagar Haveli and Daman & Diu(UT) | 55.5 | Rising |
| 6 | West Bengal | 55.3 | Rising |
| 7 | Assam | 55.0 | Rising |
| 8 | Haryana | 53.0 | Rising |
| 9 | Himachal Pradesh | 53.0 | Rising |
| 10 | Rajasthan | 52.4 | Rising |
| 11 | Odisha | 52.1 | Rising |
| 12 | Ladakh(UT) | 50.6 | Rising |
| 13 | Jharkhand | 50.6 | Rising |
| 14 | Karnataka | 50.4 | Rising |
| 15 | Madhya Pradesh | 49.3 | Rising |
| 16 | Lakshadweep(UT) | 48.8 | Rising |
| 17 | Uttarakhand | 48.4 | Rising |
| 18 | Telangana | 47.3 | Rising |
| 19 | Punjab | 47.0 | Rising |
| 20 | Puducherry(UT) | 46.9 | Rising |
| 21 | Andhra Pradesh | 46.3 | Rising |
| 22 | Bihar | 44.9 | Developing |
| 23 | Andaman & Nicobar Islands(UT) | 40.3 | Developing |
| 24 | Tamil Nadu | 40.2 | Developing |
| 25 | Kerala | 40.1 | Developing |
| 26 | Tripura | 38.7 | Developing |
| 27 | Mizoram | 37.8 | Developing |
| 28 | Uttar Pradesh | 37.7 | Developing |
| 29 | Jammu & Kashmir(UT) | 33.8 | Developing |
| 30 | Maharashtra | 30.8 | Developing |
| 31 | Gujarat | 30.3 | Developing |
| 32 | Sikkim | 30.0 | Developing |
| 33 | Arunachal Pradesh | 24.0 | Developing |
| 34 | Manipur | 15.8 | Developing |
| 35 | Nagaland | 15.1 | Developing |
| 36 | Meghalaya | 14.0 | Developing |
Metrics in this category
Women Bank Account Holders%
Percentage of adult women (18+) who have a bank account. Measures gender gap in financial access.Source: PLFSBank Branches per 100000 Populationper 100000
Number of scheduled commercial bank branches per 100,000 people. Indicates physical access to formal banking services.Source: RBIDigital Payment Transactions Per Capitacount
Number of digital payment transactions (UPI, NEFT, etc.) per person. Indicates adoption of cashless financial services.Source: NPCI/RBIJan Dhan Accounts per 1000 Adultsper 1000
Number of Pradhan Mantri Jan Dhan Yojana accounts per 1,000 adults. Measures the penetration of basic banking among unbanked populations.Source: PMJDY