Credit-Deposit Ratio
Ratio of bank loans disbursed to deposits held in a state. A higher ratio indicates greater local credit deployment and economic activity.
State Rankings — Credit-Deposit Ratio
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Score Distribution
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Full Rankings
| # | State / UT | Value | Score | Tier |
|---|---|---|---|---|
| 1 | Andhra Pradesh | 149.20 | 100.0 | Champion |
| 2 | Telangana | 111.90 | 89.0 | Champion |
| 3 | Tamil Nadu | 109.40 | 86.5 | Champion |
| 4 | Delhi(UT) | 92.60 | 70.0 | Contender |
| 5 | Rajasthan | 86.60 | 64.0 | Contender |
| 6 | Maharashtra | 85.00 | 62.5 | Contender |
| 7 | Gujarat | 80.60 | 58.1 | Rising |
| 8 | Chandigarh(UT) | 77.90 | 55.5 | Rising |
| 9 | Chhattisgarh | 76.40 | 54.0 | Rising |
| 10 | Manipur | 76.20 | 53.8 | Rising |
| 11 | Madhya Pradesh | 75.20 | 52.8 | Rising |
| 12 | Karnataka | 69.20 | 46.9 | Rising |
| 13 | Puducherry(UT) | 69.20 | 46.9 | Rising |
| 14 | Kerala | 67.60 | 45.3 | Rising |
| 15 | Haryana | 64.60 | 42.4 | Developing |
| 16 | Jammu & Kashmir(UT) | 56.60 | 34.5 | Developing |
| 17 | Punjab | 56.20 | 34.1 | Developing |
| 18 | Assam | 54.20 | 32.1 | Developing |
| 19 | Dadra & Nagar Haveli and Daman & Diu(UT) | 52.60 | 30.5 | Developing |
| 20 | Andaman & Nicobar Islands(UT) | 52.00 | 29.9 | Developing |
| 21 | West Bengal | 50.70 | 28.6 | Developing |
| 22 | Nagaland | 50.10 | 28.1 | Developing |
| 23 | Uttar Pradesh | 48.80 | 26.8 | Developing |
| 24 | Bihar | 48.50 | 26.5 | Developing |
| 25 | Mizoram | 47.40 | 25.4 | Developing |
| 26 | Odisha | 46.70 | 24.7 | Developing |
| 27 | Sikkim | 43.40 | 21.4 | Developing |
| 28 | Tripura | 42.60 | 20.7 | Developing |
| 29 | Ladakh(UT) | 41.60 | 19.7 | Developing |
| 30 | Uttarakhand | 38.50 | 16.6 | Developing |
| 31 | Meghalaya | 38.00 | 16.1 | Developing |
| 32 | Jharkhand | 36.00 | 14.2 | Developing |
| 33 | Himachal Pradesh | 34.20 | 12.4 | Developing |
| 34 | Arunachal Pradesh | 28.20 | 6.5 | Developing |
| 35 | Goa | 26.50 | 4.8 | Developing |
| 36 | Lakshadweep(UT) | 10.30 | 0.0 | Developing |